1st National Free Terminals!
RETAIL MERCHANT ACCOUNTS
Process credit card transactions where the customer is present. Perfect for retail stores, restaurants, hotels, & more!

SERVICE THEIRS OURS
RETAIL DISCOUNT RATE 1.85% - 1.95% 1.59%
MERCHANT APPLICATION FEE $150 - $400 FREE
ANNUAL AMEX FEE $49 - $149 FREE
APPROVAL RATE 50% - 75% 99.9%
TRANSACTION FEE $.22 - $.32 $.17
STATEMENT FEE $15 - $25 $7.50

WIRELESS MERCHANT ACCOUNTS
Process your credit card transactions via a wireless connection. Great for flea markets, service businesses and trade shows.

SERVICE THEIRS OURS
DISCOUNT RATES AS LOW AS 1.85% - 3.00% 1.59%
MERCHANT APPLICATION FEE $150 - $400 FREE
ANNUAL AMEX FEE $49 - $149 FREE
APPROVAL RATE 50% - 75% 99.9%
TRANSACTION FEE $.22 - $.32 $.17
STATEMENT FEE $15 - $25 $7.50

INTERNET MERCHANT ACCOUNTS
Online credit card processing - Process credit cards in real-time via Internet Payment Gateway or Online Virtual Terminal.

SERVICE THEIRS OURS
INTERNET DISCOUNT RATE 2.33% - 2.75% 1.99%
MERCHANT APPLICATION FEE $95 - $250 FREE
ANNUAL AMEX FEE $49 - $149 FREE
APPROVAL RATE 50% - 75% 99.9%
TRANSACTION FEE $.35 - $.50 $.17
GATEWAY FEE $20 - $50 $10
STATEMENT FEE $12 - $25 $7.50

KEYED MERCHANT ACCOUNTS
For any mail order/phone order business where the credit card is not present. Manage your merchant account from any computer.

SERVICE THEIRS OURS
KEYED DISCOUNT RATE 2.33% - 2.75% 1.99%
MERCHANT APPLICATION FEE $95 - $250 FREE
ANNUAL AMEX FEE $49 - $149 FREE
APPROVAL RATE 50% - 75% 99.9%
TRANSACTION FEE $.35 - $.50 $.17
GATEWAY FEE (if applicable) $20 - $50 $10
STATEMENT FEE $12 - $25 $7.50

1-800-396-5660 Option #0

1st National Merchant Services is a registered ISO/MSP of Wells Fargo Bank N.A., Walnut Creek, CA